Implementation guides for Indian lending teams.
Plain-English breakdowns of RBI Master Directions, operations playbooks for credit + treasury teams, and engineering deep-dives on the platform layers we ship.
RBI Digital Lending Guidelines (2022): What Indian Lenders Need to Operationalise
A practical, implementation-focused breakdown of the RBI Digital Lending Guidelines — Key Fact Statement (Annex II), cooling-off windows, fee transparency, grievance escalation, and what 'compliant' actually looks like in production.
RBI Co-Lending Model: A Practical Implementation Guide for Banks and NBFCs
How the RBI Co-Lending Model (Nov 2020) actually works in production — originator-partner roles, escrow disbursement, single customer interface, daily settlement reconciliation, and what trips most institutions up.
Securitisation Under RBI Master Direction 2021: PTC Issuance End-to-End
A practical walkthrough of issuing a Pass-Through Certificate under the RBI Master Direction on Securitisation of Standard Assets (September 2021) — pool eligibility, MRR, MHP, true-sale, tranching, investor onboarding, and ongoing reporting.
Automating IRACP and PSL Returns: From Person-Days to Seconds
How modern lending platforms generate RBI's IRACP, PSL Form A, DSB, and OSS-3 returns from source-of-truth loan data — and why most banks are still doing it manually.