Structured for the institutions we serve.
CortexData isn’t priced like a global lending platform. We work with co-operative banks, mid-NBFCs, and Small Finance Banks — and our pricing reflects that. Three engagement models below; each is tailored to your scope on the discovery call.
Pilot
- One module (LOS or LMS) on one branch / one product line
- Working environment with your data shape
- RBI return demonstration end-to-end
- Architecture deep-dive with your IT + compliance team
- Includes pilot infrastructure, support, and migration of seed data
- Outcome: signed PO for production rollout, or full refund
Production
- Choose any one module: LOS / LMS / Co-Lending / PTC / CLO
- Multi-branch, multi-language deployment
- Production support, SLA-backed
- Quarterly platform updates aligned to RBI Master Direction changes
- Audit-pack support for RBI inspection
- Tier-2/Tier-3 city UCB pricing on request
Suite
- All five modules: LOS + LMS + Co-Lending + PTC + CLO
- Multi-tenant configuration for subsidiaries
- Dedicated success engineer
- Quarterly business review with the founding team
- Priority feature roadmap input
- Co-development for product-line additions
Pricing questions, answered.
Why isn't there a sticker price?
Lending platforms are not SaaS spreadsheets. Pricing depends on modules, deployment topology (cloud / on-prem / hybrid), tenancy model (single / multi), portfolio size, and integration scope (KYC vendors, CBS, channels). We'll give you a fixed, written quote within a week of the discovery call — no protracted procurement.
Do you charge per loan / per transaction?
No. We charge a flat annual subscription per institution. Volume scales without cost penalties because we don't want to be the line item that disincentives your business growth.
Is there a discount for UCBs?
Yes. We're committed to making CortexData accessible to India's co-operative bank sector. UCB pricing is structured below scheduled-bank pricing, with deferred-payment options for tier-2/tier-3 institutions on need.